/* ============================================================================
   ybank — Public marketing website skin ("Trust Teal", bold marketing look).
   Hand-written, dependency-free. Loaded ONLY by App/Views/layouts/public.php,
   AFTER theme.css. Every selector is prefixed with `.site-body` so it wins on
   specificity over theme.css's `site-*` block and never leaks to the
   admin/portal realms. No third-party CSS, fonts, or icon libraries.
   ========================================================================== */

.site-body{
  --s-teal:#0d7d6e; --s-teal2:#0a5f54; --s-teal-deep:#08312b; --s-teal-bright:#13a08c;
  --s-soft:#e3f4f1; --s-soft2:#f1f8f6;
  --s-gold:#e8a417; --s-gold2:#c8860a; --s-gold-soft:#fdf2da;
  --s-ink:#0e1c19; --s-muted:#516660; --s-faint:#8aa39c;
  --s-border:#e1ebe8; --s-bg:#ffffff; --s-bg2:#f3f8f6;
  --s-radius:14px; --s-radius-lg:20px; --s-maxw:74rem;
  --s-shadow:0 1px 2px rgba(8,40,34,.05), 0 10px 30px rgba(8,40,34,.07);
  --s-shadow-lg:0 24px 60px rgba(8,50,42,.18);
  --s-hero:radial-gradient(900px 500px at 78% -10%, rgba(255,255,255,.14), transparent 60%),
           linear-gradient(135deg,#0f8a78 0%,#0a5f54 55%,#0a4a42 100%);
  background:var(--s-bg); color:var(--s-ink);
  font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  -webkit-font-smoothing:antialiased; font-variant-numeric:tabular-nums;
}
.site-body *{box-sizing:border-box}
.site-body .site-container{max-width:var(--s-maxw);margin:0 auto;padding:0 1.25rem}

/* ---- Header ---- */
.site-body .site-header{position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.82);backdrop-filter:blur(12px);
  border-bottom:1px solid var(--s-border);box-shadow:0 1px 2px rgba(8,40,34,.04)}
.site-body .site-header-inner{display:flex;align-items:center;gap:1rem;height:70px}
.site-body .site-brand{display:flex;align-items:center;gap:.65rem;text-decoration:none;color:var(--s-ink)}
.site-body .site-brand .pp-logo{width:40px;height:40px;border-radius:12px;
  background:linear-gradient(135deg,var(--s-teal-bright),var(--s-teal2));color:#fff;
  display:flex;align-items:center;justify-content:center;font-weight:800;font-size:15px;
  box-shadow:0 6px 16px rgba(13,125,110,.35)}
.site-body .site-brand-name{font-weight:800;font-size:1.08rem;line-height:1.05;color:var(--s-teal2)}
.site-body .site-brand-sub{font-size:.7rem;color:var(--s-faint)}
.site-body .site-nav{display:flex;align-items:center;gap:.2rem;margin-left:1.5rem}
.site-body .site-nav a{position:relative;padding:.5rem .8rem;border-radius:10px;text-decoration:none;
  color:var(--s-muted);font-size:.92rem;font-weight:600;transition:color .15s,background .15s}
.site-body .site-nav a:hover{background:var(--s-soft);color:var(--s-teal2)}
.site-body .site-nav a.is-active{color:var(--s-teal)}
.site-body .site-nav a.is-active::after{content:"";position:absolute;left:.8rem;right:.8rem;bottom:.15rem;height:2px;border-radius:2px;background:var(--s-teal)}
.site-body .site-header-actions{margin-left:auto;display:flex;align-items:center;gap:.7rem}
.site-body .site-lang{display:flex;border:1px solid var(--s-border);border-radius:999px;overflow:hidden;font-size:12px}
.site-body .site-lang a{padding:5px 10px;color:var(--s-muted);text-decoration:none;font-weight:600}
.site-body .site-lang a.on{background:var(--s-teal);color:#fff}
.site-body .site-burger{display:none;background:none;border:1px solid var(--s-border);border-radius:11px;
  font-size:20px;line-height:1;padding:6px 11px;cursor:pointer;color:var(--s-teal2)}
.site-body .site-mobile-nav{display:none}

/* ---- Hero (home) — two-column, bold gradient + CSS app-preview art ---- */
.site-body .site-hero{background:var(--s-hero);color:#fff;position:relative;overflow:hidden;
  padding:clamp(3.5rem,7vw,6.5rem) 0 clamp(4rem,8vw,7rem)}
.site-body .site-hero::after{content:"";position:absolute;left:-140px;bottom:-160px;width:420px;height:420px;
  border-radius:50%;background:rgba(255,255,255,.05)}
.site-body .site-hero-inner{position:relative;display:grid;gap:2.5rem;align-items:center;
  grid-template-columns:1fr;max-width:var(--s-maxw)}
.site-body .site-hero-copy{max-width:38rem}
.site-body .site-kicker{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.06em;
  text-transform:uppercase;color:#fff;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.18);
  padding:.35rem .8rem;border-radius:999px;margin-bottom:1.1rem}
.site-body .site-hero h1{font-size:clamp(2.1rem,5vw,3.5rem);line-height:1.06;font-weight:850;letter-spacing:-.02em;margin:0 0 1.1rem}
.site-body .site-hero p.lead{font-size:clamp(1.02rem,1.6vw,1.22rem);color:rgba(255,255,255,.9);margin:0 0 1.8rem;line-height:1.55}
.site-body .site-hero-cta{display:flex;flex-wrap:wrap;gap:.8rem}
.site-body .site-badges{display:flex;flex-wrap:wrap;gap:.7rem;margin-top:2.2rem}
.site-body .site-badges span{display:inline-flex;align-items:center;gap:.45rem;font-size:.85rem;
  color:#fff;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);padding:.45rem .8rem;border-radius:999px}

.site-body .site-hero-art{position:relative;display:none}
.site-body .site-hero-card{position:relative;background:#fff;color:var(--s-ink);border-radius:24px;
  padding:1.4rem;box-shadow:var(--s-shadow-lg);max-width:360px;margin-left:auto}
.site-body .site-hero-card .hc-bal{background:linear-gradient(135deg,var(--s-teal-bright),var(--s-teal2));
  color:#fff;border-radius:16px;padding:1.1rem 1.2rem}
.site-body .site-hero-card .hc-bal .k{font-size:.72rem;text-transform:uppercase;letter-spacing:.05em;opacity:.85}
.site-body .site-hero-card .hc-bal .v{font-size:1.7rem;font-weight:800;margin-top:.15rem}
.site-body .site-hero-card .hc-row{display:flex;align-items:center;gap:.7rem;padding:.7rem .2rem;border-bottom:1px solid var(--s-border)}
.site-body .site-hero-card .hc-row:last-child{border-bottom:0}
.site-body .site-hero-card .hc-ic{width:34px;height:34px;border-radius:10px;background:var(--s-soft);
  display:grid;place-items:center;font-size:1rem;flex:none}
.site-body .site-hero-card .hc-row .t{font-weight:700;font-size:.85rem}
.site-body .site-hero-card .hc-row .s{font-size:.72rem;color:var(--s-faint)}
.site-body .site-hero-card .hc-row .a{margin-left:auto;font-weight:800;font-size:.85rem;color:var(--s-teal)}
.site-body .site-hero-chip{position:absolute;background:#fff;border-radius:14px;padding:.55rem .75rem;
  box-shadow:var(--s-shadow-lg);display:flex;align-items:center;gap:.5rem;font-size:.78rem;font-weight:700}
.site-body .site-hero-chip .dot{width:30px;height:30px;border-radius:9px;display:grid;place-items:center;font-size:.95rem}
.site-body .site-hero-chip--tl{top:-18px;left:-22px;color:var(--s-teal2)}
.site-body .site-hero-chip--tl .dot{background:var(--s-soft)}
.site-body .site-hero-chip--br{bottom:-20px;right:-14px;color:var(--s-gold2)}
.site-body .site-hero-chip--br .dot{background:var(--s-gold-soft)}

/* ---- Buttons ---- */
.site-body .site-btn{display:inline-flex;align-items:center;justify-content:center;gap:.45rem;
  padding:.8rem 1.45rem;border-radius:12px;font-weight:700;font-size:.95rem;text-decoration:none;
  border:1.5px solid transparent;cursor:pointer;transition:transform .12s,box-shadow .15s,background .15s,color .15s}
.site-body .site-btn:hover{transform:translateY(-1px)}
.site-body .site-btn--primary{background:var(--s-teal);color:#fff;box-shadow:0 8px 20px rgba(13,125,110,.28)}
.site-body .site-btn--primary:hover{background:var(--s-teal2)}
.site-body .site-btn--light{background:#fff;color:var(--s-teal2);box-shadow:var(--s-shadow)}
.site-body .site-btn--outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.site-body .site-btn--outline:hover{background:rgba(255,255,255,.12)}
.site-body .site-btn--ghost{background:var(--s-soft);color:var(--s-teal2);border-color:transparent}
.site-body .site-btn--ghost:hover{background:#d3ece7}
/* On the dark hero, the primary CTA should read as white-on-teal to pop. */
.site-body .site-hero .site-btn--primary{background:#fff;color:var(--s-teal2)}
.site-body .site-hero .site-btn--primary:hover{background:#f0faf8}
.site-body .site-header .site-btn--ghost{background:var(--s-teal);color:#fff;padding:.55rem 1.05rem;border-radius:999px}
.site-body .site-header .site-btn--ghost:hover{background:var(--s-teal2)}

/* ---- Sections ---- */
.site-body .site-section{padding:clamp(3rem,6vw,5rem) 0}
.site-body .site-section--alt{background:var(--s-bg2)}
.site-body .site-section-head{max-width:42rem;margin:0 auto clamp(2rem,4vw,2.75rem);text-align:center}
.site-body .site-section-head .kick{font-size:.78rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--s-teal)}
.site-body .site-section-head h2{font-size:clamp(1.7rem,3.2vw,2.35rem);font-weight:850;letter-spacing:-.02em;color:var(--s-ink);margin:.4rem 0 .55rem}
.site-body .site-section-head p{font-size:1.05rem;color:var(--s-muted);margin:0;line-height:1.55}

/* ---- Grids ---- */
.site-body .site-grid{display:grid;gap:1.25rem;grid-template-columns:1fr}
@media (min-width:640px){.site-body .site-grid.cols-2{grid-template-columns:repeat(2,1fr)}}
@media (min-width:768px){.site-body .site-grid.cols-3{grid-template-columns:repeat(3,1fr)}
  .site-body .site-grid.cols-4{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1024px){.site-body .site-grid.cols-4{grid-template-columns:repeat(4,1fr)}}

/* ---- Product cards ---- */
.site-body .site-card{position:relative;display:block;background:#fff;border:1px solid var(--s-border);
  border-radius:var(--s-radius-lg);padding:1.6rem;text-decoration:none;color:inherit;overflow:hidden;
  box-shadow:var(--s-shadow);transition:transform .15s,box-shadow .15s,border-color .15s}
.site-body .site-card::before{content:"";position:absolute;left:0;top:0;height:4px;width:100%;
  background:linear-gradient(90deg,var(--s-teal-bright),var(--s-teal2));transform:scaleX(0);transform-origin:left;transition:transform .2s}
.site-body a.site-card:hover{box-shadow:var(--s-shadow-lg);border-color:transparent;transform:translateY(-4px)}
.site-body a.site-card:hover::before{transform:scaleX(1)}
.site-body .site-card .ico{display:inline-grid;place-items:center;width:54px;height:54px;border-radius:15px;
  background:var(--s-soft);font-size:1.7rem;line-height:1}
.site-body .site-card h3{font-size:1.12rem;font-weight:750;color:var(--s-ink);margin:1rem 0 .4rem}
.site-body .site-card p{font-size:.93rem;color:var(--s-muted);margin:0;line-height:1.55}
.site-body .site-card .more{display:inline-flex;align-items:center;gap:.25rem;margin-top:1rem;font-size:.88rem;font-weight:700;color:var(--s-teal)}

/* ---- Feature tiles ---- */
.site-body .site-feature{text-align:left;padding:.2rem}
.site-body .site-feature .ico{width:52px;height:52px;border-radius:15px;
  background:linear-gradient(135deg,var(--s-soft),#d6efe9);color:var(--s-teal2);
  display:grid;place-items:center;font-size:1.5rem}
.site-body .site-feature h3{font-size:1.04rem;font-weight:750;margin:.9rem 0 .35rem;color:var(--s-ink)}
.site-body .site-feature p{font-size:.9rem;color:var(--s-muted);margin:0;line-height:1.55}

/* ---- Stats band ---- */
.site-body .site-stats{background:var(--s-hero);color:#fff;position:relative;overflow:hidden}
.site-body .site-stats .site-grid{gap:1rem;padding:clamp(2.5rem,5vw,3.5rem) 0}
.site-body .site-stat{text-align:center;padding:.5rem}
.site-body .site-stat .num{font-size:clamp(2rem,4vw,2.8rem);font-weight:850;letter-spacing:-.02em;line-height:1}
.site-body .site-stat .lbl{font-size:.8rem;color:rgba(255,255,255,.82);text-transform:uppercase;letter-spacing:.05em;margin-top:.4rem}

/* ---- Interest-rate table ---- */
.site-body .site-rate-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--s-border);
  border-radius:var(--s-radius-lg);overflow:hidden;box-shadow:var(--s-shadow)}
.site-body .site-rate-table caption{caption-side:top;text-align:left;font-weight:750;padding:1rem 1.1rem;color:var(--s-teal2);background:var(--s-soft)}
.site-body .site-rate-table th,.site-body .site-rate-table td{padding:.85rem 1.1rem;font-size:.93rem;text-align:left;border-top:1px solid var(--s-border)}
.site-body .site-rate-table thead th{background:var(--s-soft2);color:var(--s-muted);text-transform:uppercase;font-size:.72rem;letter-spacing:.05em;border-top:0}
.site-body .site-rate-table tbody tr:hover{background:var(--s-soft2)}
.site-body .site-rate-table td.rate,.site-body .site-rate-table th.rate{text-align:right;font-weight:800;font-variant-numeric:tabular-nums;color:var(--s-teal)}
.site-body .site-rate-note{font-size:.82rem;color:var(--s-faint);margin-top:.9rem}

/* ---- CTA band ---- */
.site-body .site-cta-band{background:var(--s-hero);color:#fff;text-align:center;position:relative;overflow:hidden}
.site-body .site-cta-band::after{content:"";position:absolute;right:-100px;top:-120px;width:340px;height:340px;border-radius:50%;background:rgba(255,255,255,.06)}
.site-body .site-cta-band .site-container{position:relative;padding-top:clamp(3rem,6vw,4.5rem);padding-bottom:clamp(3rem,6vw,4.5rem)}
.site-body .site-cta-band h2{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:850;margin:0 0 .5rem}
.site-body .site-cta-band p{font-size:1.05rem;color:rgba(255,255,255,.9);margin:0 0 1.6rem}

/* ---- Inner-page hero ---- */
.site-body .site-page-hero{background:var(--s-hero);color:#fff;position:relative;overflow:hidden;padding:clamp(2.5rem,5vw,3.75rem) 0}
.site-body .site-page-hero::after{content:"";position:absolute;right:-120px;top:-140px;width:360px;height:360px;border-radius:50%;background:rgba(255,255,255,.06)}
.site-body .site-page-hero .site-container{position:relative}
.site-body .site-page-hero h1{font-size:clamp(1.8rem,3.5vw,2.5rem);font-weight:850;letter-spacing:-.02em;margin:0 0 .4rem}
.site-body .site-page-hero p{font-size:1.05rem;color:rgba(255,255,255,.88);margin:0;max-width:46rem;line-height:1.55}
.site-body .site-crumb{font-size:.82rem;color:rgba(255,255,255,.78);margin-bottom:.7rem}
.site-body .site-crumb a{color:#fff;text-decoration:none;opacity:.85}
.site-body .site-crumb a:hover{text-decoration:underline;opacity:1}

/* ---- Prose (about / legal) ---- */
.site-body .site-prose{max-width:48rem;margin:0 auto;font-size:1.02rem;color:var(--s-muted);line-height:1.75}
.site-body .site-prose h2{font-size:1.4rem;font-weight:800;color:var(--s-ink);margin:2.2rem 0 .7rem;padding-left:.7rem;border-left:4px solid var(--s-teal)}
.site-body .site-prose h3{font-size:1.1rem;font-weight:750;color:var(--s-ink);margin:1.5rem 0 .45rem}
.site-body .site-prose p{margin:0 0 1.05rem}
.site-body .site-prose ul{margin:0 0 1.05rem;padding-left:1.3rem}
.site-body .site-prose li{margin-bottom:.45rem}
.site-body .site-prose .updated{display:inline-block;font-size:.82rem;color:var(--s-teal2);background:var(--s-soft);padding:.3rem .7rem;border-radius:999px;margin-bottom:1.5rem}

/* ---- Two-column info (contact / branches) ---- */
.site-body .site-split{display:grid;gap:1.5rem;grid-template-columns:1fr;align-items:start}
@media (min-width:860px){.site-body .site-split{grid-template-columns:1.1fr .9fr}}
.site-body .site-infocard{background:#fff;border:1px solid var(--s-border);border-radius:var(--s-radius-lg);padding:1.6rem;box-shadow:var(--s-shadow)}
.site-body .site-infocard h3{font-size:1.05rem;font-weight:750;margin:0 0 .9rem;color:var(--s-ink)}
.site-body .site-info-row{display:flex;gap:.7rem;padding:.6rem 0;border-bottom:1px solid var(--s-border);font-size:.93rem}
.site-body .site-info-row:last-child{border-bottom:0}
.site-body .site-info-row .k{color:var(--s-faint);min-width:7.5rem}
.site-body .site-info-row .v{color:var(--s-ink);font-weight:600}

/* ---- FAQ accordion (data-collapse) ---- */
.site-body .site-faq-item{background:#fff;border:1px solid var(--s-border);border-radius:var(--s-radius-lg);margin-bottom:.8rem;overflow:hidden;box-shadow:var(--s-shadow)}
.site-body .site-faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:1rem;
  background:none;border:0;cursor:pointer;font:inherit;font-weight:700;color:var(--s-ink);text-align:left;padding:1.1rem 1.3rem}
.site-body .site-faq-q .chev{transition:transform .2s;color:var(--s-faint)}
.site-body .site-faq-item.is-open{border-color:transparent;box-shadow:var(--s-shadow-lg)}
.site-body .site-faq-item.is-open .site-faq-q{color:var(--s-teal)}
.site-body .site-faq-item.is-open .site-faq-q .chev{transform:rotate(90deg);color:var(--s-teal)}
.site-body .site-faq-a{display:none;padding:0 1.3rem 1.2rem;color:var(--s-muted);font-size:.95rem;line-height:1.7}
.site-body .site-faq-item.is-open .site-faq-a{display:block}

/* ---- Lists (notices / downloads) ---- */
.site-body .site-list{background:#fff;border:1px solid var(--s-border);border-radius:var(--s-radius-lg);overflow:hidden;box-shadow:var(--s-shadow)}
.site-body .site-list a,.site-body .site-list .row{display:flex;align-items:center;justify-content:space-between;gap:1rem;
  padding:1rem 1.3rem;border-top:1px solid var(--s-border);text-decoration:none;color:var(--s-ink);font-size:.94rem}
.site-body .site-list a:first-child,.site-body .site-list .row:first-child{border-top:0}
.site-body .site-list a:hover{background:var(--s-soft2)}
.site-body .site-list .date{font-size:.8rem;color:var(--s-faint);white-space:nowrap}
.site-body .site-list .dl{color:var(--s-teal);font-weight:700;font-size:.85rem}

/* ---- Forms (contact / grievance) ---- */
.site-body .site-form .field{margin-bottom:1.1rem}
.site-body .site-form label{display:block;font-size:.85rem;font-weight:700;color:var(--s-ink);margin-bottom:.35rem}
.site-body .site-form input,.site-body .site-form textarea,.site-body .site-form select{
  width:100%;border:1px solid var(--s-border);border-radius:12px;padding:.7rem .9rem;font:inherit;font-size:.95rem;
  background:#fff;color:var(--s-ink);transition:border-color .15s,box-shadow .15s}
.site-body .site-form input:focus,.site-body .site-form textarea:focus,.site-body .site-form select:focus{
  outline:none;border-color:var(--s-teal);box-shadow:0 0 0 3px var(--s-soft)}
.site-body .site-form textarea{min-height:140px;resize:vertical}

/* teal-ise the shared pill utility within the public site */
.site-body .pill-indigo{background:var(--s-soft);color:var(--s-teal2)}

/* ---- Footer ---- */
.site-body .site-footer{background:var(--s-teal-deep);color:rgba(255,255,255,.74);font-size:.92rem}
.site-body .site-footer .site-container{padding-top:clamp(2.5rem,5vw,3.5rem);padding-bottom:1.6rem}
.site-body .site-footer-grid{display:grid;gap:2rem;grid-template-columns:1fr}
@media (min-width:640px){.site-body .site-footer-grid{grid-template-columns:repeat(2,1fr)}}
@media (min-width:980px){.site-body .site-footer-grid{grid-template-columns:1.6fr 1fr 1fr 1.2fr}}
.site-body .site-footer h4{font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;color:#fff;margin:0 0 1rem}
.site-body .site-footer a{color:rgba(255,255,255,.74);text-decoration:none}
.site-body .site-footer a:hover{color:#fff}
.site-body .site-footer ul{list-style:none;margin:0;padding:0}
.site-body .site-footer li{margin-bottom:.55rem}
.site-body .site-footer .brand{display:flex;align-items:center;gap:.65rem;margin-bottom:.9rem}
.site-body .site-footer .brand .pp-logo{width:36px;height:36px;border-radius:11px;background:#fff;color:var(--s-teal2);
  display:flex;align-items:center;justify-content:center;font-weight:800}
.site-body .site-footer .brand b{color:#fff;font-size:1.08rem}
.site-body .site-footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:2.2rem;padding-top:1.3rem;
  display:flex;flex-wrap:wrap;gap:.6rem 1.2rem;align-items:center;justify-content:space-between;font-size:.82rem}
.site-body .site-footer-legal{display:flex;flex-wrap:wrap;gap:.4rem 1.1rem}

/* ---- Hero two-column on wide screens ---- */
@media (min-width:960px){
  .site-body .site-hero-inner{grid-template-columns:1.05fr .95fr}
  .site-body .site-hero-art{display:block}
}

/* ---- Responsive nav (collapse to burger) — preserves theme.js data-collapse ---- */
@media (max-width:900px){
  .site-body .site-nav,
  .site-body .site-header-actions .site-lang,
  .site-body .site-header-actions .site-btn{display:none}
  .site-body .site-burger{display:inline-flex}
  .site-body .site-mobile.is-open .site-mobile-nav{display:block}
  .site-body .site-mobile-nav{position:absolute;left:0;right:0;top:70px;background:#fff;
    border-bottom:1px solid var(--s-border);box-shadow:var(--s-shadow-lg);padding:.7rem 1.25rem 1.1rem}
  .site-body .site-mobile-nav a{display:block;padding:.8rem .2rem;border-bottom:1px solid var(--s-border);
    color:var(--s-ink);text-decoration:none;font-weight:600}
  .site-body .site-mobile-nav .site-btn{display:inline-flex;margin-top:.9rem}
  .site-body .site-mobile-nav .site-lang{display:inline-flex;margin-top:.9rem}
}